“Does being enrolled in your credit monitoring services get you enrolled in credit cards more easily”
No. The credit monitoring keeps you up to date on changes to your credit history, it is made to protect you, and to inform you of where you sit with with your credit and credit score. What it can do is tell you your credit score, and with that information you will know what credit cards you will be more likely to qualify for, and that should make it easier for you to find the right card for you.
“How long does it take for your credit monitoring service to find new accounts that have been opened?”
Within 24 hours. When shopping for a new account, you will be first notified that a inquiry has been placed on your account. After that if the account is opened you will then receive a notice of a new account being created. You can be assured that you are being protected 24/7.
“I have a charge off on my credit reports, how long will it last for?”
It will usually remain on your credit reports for 7 years from the date of first delinquency. You can learn more from the Fair Credit and Reporting Act.
Thanks for your questions, we will be answer as many as we can, stay tuned!